House Cleaner Insurance – Because Life Gets Messy
If you run a house cleaning business, chances are you’ve seen it all — sticky floors, shattered vases, and maybe even the occasional overenthusiastic house cat. But here’s the real mess you want to avoid: an accident that leads to a lawsuit. That’s where we come in. At Dwight Lynn Insurance Agency, Inc., we help professional cleaners protect their business, reputation, and future with affordable and customizable insurance policies.
Why House Cleaners Need Insurance
Imagine this: You're cleaning a client’s house and accidentally knock over an expensive vase. Or you leave the floor a bit too wet, and the homeowner slips. Or maybe your vacuum cord trips someone. Even if you're careful, accidents happen. And those accidents can lead to expensive claims.
Insurance gives you peace of mind, shows your professionalism, and may even be required by clients or commercial contracts. It’s more than coverage — it’s your backup plan for when life gets a little… dusty.
What Does House Cleaner Insurance Cover?
General Liability: Covers property damage or injuries you cause while working in a client’s home.
Tools & Equipment: Protects your vacuum, cleaning tools, and supplies from theft or damage.
Commercial Auto: If you drive to jobs, your personal auto policy likely won’t cover accidents on the clock.
Bonding: Reimburses clients for theft committed by an employee — a big trust booster.
Workers’ Comp: Required if you have employees. Covers job-related injuries and lost wages.
Business Owner’s Policy (BOP): Bundles liability and property coverage into one easy plan.
What Does It Cost?
| Coverage | Average Monthly Cost |
|---|---|
| General Liability | $25 – $50 |
| GL + Tools Coverage | $40 – $75 |
| Full Coverage (incl. Auto & BOP) | $90 – $150 |
Pricing depends on your state, number of employees, and coverage needs — but at Dwight Lynn Insurance Agency, Inc., we shop smart to find you the best rates from top-rated carriers.
Benefits of Being Insured
- Win more jobs – Many clients only hire insured cleaners.
- Peace of mind – Accidents happen. Insurance keeps them from turning into disasters.
- Build trust – Displaying proof of insurance boosts your credibility.
- Stay compliant – Some states and commercial buildings require coverage.
When you’re insured, you’re not just protecting your business — you’re growing it with confidence.
Why Choose Dwight Lynn Insurance Agency, Inc.?
You’re great at cleaning homes. We’re great at protecting businesses like yours. Here’s what sets us apart:
- Fast coverage – Most policies can be quoted and bound same-day.
- Personal service – Talk to a real person who knows your business.
- Flexible plans – From solo cleaners to growing teams, we’ve got you covered.
Whether you clean one house a week or run a team across town, we’ll make sure you’re insured properly — without the fluff.
Let’s Clean Up Your Coverage
Let’s take one more task off your to-do list. Get a quote in minutes. Talk to a friendly expert. Protect your business and move forward with confidence.
Call us at 831-722-3895 or click below to start your free quote.